Running a business means there’s always something to think about — from keeping cash flow healthy, to planning for new equipment, managing repayments and making sure your finance structure still suits where the business is heading.
In this edition, we’re looking at a few finance topics that can make a real difference — from managing cash flow and understanding equipment finance, to balloon payments and using a finance calculator to plan ahead.
We hope these articles give you a few useful ideas, answer some common questions, and help make your next finance decision a little clearer.
Happy Reading!
How To Use An Equipment Finance Calculator Before Applying For A Loan
Understanding potential repayments before applying for finance can help you make informed decisions, manage cash flow effectively, and choose a finance structure that aligns with your business goals.
That’s where an equipment finance calculator can be a valuable starting point.
Balloon Payments Explained: A Flexible Finance Option for Australian Businesses
When considering equipment or vehicle finance, many business owners come across the term balloon payment. While it may sound complicated, a balloon payment is simply one of several ways a finance agreement can be structured to help manage cash flow and support business growth.
Commercial Equipment Finance: What Australian Businesses Should Know in 2026
For many Australian businesses, growth depends on having the right equipment at the right time. Whether it’s a new truck, construction machinery, medical equipment, agricultural assets, or upgraded technology, investing in equipment is often essential for improving productivity and remaining competitive.
Why Cash Flow Matters More Than Profit For Growing Businesses
Many business owners focus heavily on revenue and profit when measuring success. While both are important, there is another factor that can have an even greater impact on the day-to-day health of a business: cash flow.
Information contained in this document is of a general nature only. It does not constitute financial advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain advice specific to your objectives, financial situation and particular needs before making any decision or acting on any of the information contained in this document. Subject to law, PMG Finance nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability for any person acting, or refraining from acting, on the basis of the information contained in this document.
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