Hello There,

As we come to the end of the year, we want to take a moment to say thank you.

It’s been a big year for business across Australia — full of challenges, wins, new opportunities and plenty of hard work. Whether you came to us for a new vehicle, equipment upgrade, cash-flow support or simply some guidance along the way, we truly appreciate the trust you’ve placed in us.

We’ve loved being part of your growth and hearing your stories — from new trucks on the road to workshops expanding and small businesses taking their next big step. It’s why we do what we do.

As the holiday season begins, we hope you get time to relax, recharge, and celebrate with the people who matter most.

Thank you again for being part of PMG Finance. We’re excited for what’s ahead in the new year, and we look forward to supporting you in 2026 and beyond.

Wishing you and your family a safe, happy, and restful break.

Happy reading!

How pre-approval can give the upper hand in equipment purchases

When it comes to buying equipment, timing is everything. Whether it’s a truck, excavator, or specialist machinery, the best deals don’t hang around for long — and neither do auction lots. That’s where an equipment finance pre-approval can put you ahead of the competition.

At PMG Finance, we’ve seen time and time again how pre-approved clients secure their dream assets faster, negotiate better prices, and avoid missing out.

Understanding your PPSR obligations: Key timing rules every business must know

When it comes to managing security interests through the Personal Property Securities Register (PPSR), compliance isn’t optional — it’s a legal requirement. One area often overlooked by businesses is the strict timing rules that apply when ending a registration. Missing these deadlines can expose your business to penalties and reputational risk.

In this article, we break down the key timing rules, explain why they matter, and share practical tips to help you stay compliant.

Year-end equipment finance strategies: Position your business for 2026

As 2025 winds down, many businesses are focused on holiday demand, reduced trading days, and tying up loose ends before the new year. But this period also presents a unique opportunity: the chance to review your equipment needs, refresh your finance strategy, and start 2026 in a stronger position.

Insurance Embargoes: what they mean for your equipment finance

What if your business-critical equipment is ready, but your insurance provider suddenly says “no” to cover? That’s the reality many face during insurance embargoes — and it could bring your equipment finance to an unexpected halt.

What We Can Finance

• Motor vehicles including cars, Utes, and motorbikes
• Mining Equipment
• Trucks and trailers
• Earthmoving equipment and Construction
• Plant and Machinery
• Agricultural machinery including tractors, harvesters and implements
• Manufacturing and processing plant
• Aircraft
• Insurance premium funding
• Debtor funding
• Workshop fit outs
• Medical Equipment
• Imported Machinery
• Solar, plus many other equipment types

Basically, if you need it for use in your business, I can finance it. 

Don't forget, we can finance:

👍  New or Used

👍  Dealer or Private Sale

👍  Low Doc Loans Available

We want to assure you that our team are here to help. We look forward to being of assistance for your business needs. 

Call us on 07 4639 1011 or send an email to admin@pmgfinance.com.au to discuss your options. 

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Contact Us

P 07 4639 1011 | F 07 4639 1459
E admin@pmgfinance.com.au | W www.pmgfinance.com.au
L1/ 102 Herries St, PO Box 246, Toowoomba Q 4350
ABN 50 293 463 903