In today’s fast-paced world, running a business means being prepared for anything.
You're constantly balancing the big picture of growth with the day-to-day work of protecting what you've built. We know that can be a lot to manage, especially when you're also thinking about how to get the right finance to move forward.
We’ve put together a collection of insights to help you navigate these key business challenges. You'll find guidance on everything from the importance of preparing for a cyber-attack to understanding the factors lenders look at in an equipment loan application. Plus, we've tackled a question many business owners have: is it possible to get equipment finance with bad credit?
Our goal is to help you feel more confident in your decisions and more secure in your operations. We hope these articles provide the clarity and support you need.
If you have any questions or want to explore your finance needs, don’t hesitate to get in touch. We're here to help.
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The importance of preparing for a cyber attack: Protecting your business from digital threats
In today’s digital age, cyber threats are one of the biggest risks facing businesses of all sizes. Cybercriminals are constantly developing new ways to infiltrate systems, steal sensitive data, and disrupt operations. From ransomware attacks to phishing scams and data breaches, the consequences of a cyber-attack can be devastating—resulting in financial losses, reputational damage, and operational downtime.
Can you get equipment finance with bad credit? What business owners should know
If your credit history is less than perfect, don’t assume that equipment finance is out of reach. Many Australian business owners have had financial hiccups — whether due to the pandemic, supply chain disruptions, or personal circumstances.
At PMG Finance, we believe those moments shouldn’t stop you from getting the tools you need to keep your business running.
Top factors lenders assess in equipment loan applications
Ever wondered why some equipment finance applications are approved within a day, while others get delayed—or declined altogether?
The truth is that lenders aren’t just looking at one thing. They’re assessing your business from multiple angles—cash flow, asset type, ABN activity, and more. At PMG Finance, we’ve helped hundreds of Australian businesses—from tradies and contractors to farmers and fleet owners—get approved by presenting strong, well-prepared applications that tell your full story.
Here’s what we’ve learned about what lenders really want—and how you can improve your chances of a fast, stress-free approval.
Bundled equipment & technology finance: A smarter way to grow
When most businesses think about equipment finance, they picture the physical asset—like a truck, excavator, or tractor. But in today’s digital economy, the technology that supports your operations is just as important.
Many lenders now offer solutions for bundling equipment and technology into one integrated finance package or bundled finance solution. This can give your business a competitive edge.
Information contained in this document is of a general nature only. It does not constitute financial advice. The information does not take into account your objectives, needs and circumstances. We recommend that you obtain advice specific to your objectives, financial situation and particular needs before making any decision or acting on any of the information contained in this document. Subject to law, PMG Finance nor their directors, employees or authorised representatives, do not give any representation or warranty as to the reliability for any person acting, or refraining from acting, on the basis of the information contained in this document.
Peter May Group Pty Ltd | ABN 48 147 057 538 | Australian Credit Licence No. 391868
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